Agentic AI: Automated B2B Transaction
Agentic AI
Scenario: Autonomous B2B Transaction Authorization
Context: John is the Procurement Director at CompanyX and has deployed an AI purchasing agent to streamline supplier relationships and automate routine procurement decisions. SupplyHouse is a major industrial supplier that needs to verify John's authority and interact with his AI agent for efficient business operations.
The Challenge: SupplyHouse needs to verify that John:
Is an authorized officer of CompanyX with procurement authority
Has deployed a legitimate AI buying agent with defined rights and spending limits
Can authorize transactions up to certain thresholds without additional approvals
Maintains proper audit trails for compliance and accounting
Ayra Card Solution: John's business Ayra Card contains multiple credential layers:
Authorization Credentials:
Corporate Officer Status: Cryptographically signed credential from CompanyX's board proving John's procurement authority
Spending Authority Matrix: Detailed breakdown of John's authorization levels by category (office supplies: $10K/month, equipment: $50K/transaction, etc.)
AI Agent Certificate: Verifiable credential proving John's AI agent is authorized to act on his behalf within specified parameters
AI Agent Integration:
Agent Identity: John's AI agent has its own DID that is cryptographically linked to John's corporate identity
Delegated Authority: The agent can prove it has been granted specific purchasing powers by John without exposing John's full authorization scope
Dynamic Limits: The agent's spending authority can be adjusted in real-time by John or automatically based on budget cycles
Operational Workflow:
Initial Setup: John's AI agent introduces itself to SupplyHouse's system using credentials from John's Ayra Card
Authority Verification: SupplyHouse's system verifies the chain of authorization from CompanyX → John → AI Agent
Automated Ordering: John's agent can place orders within pre-approved parameters without human intervention
Exception Handling: Orders exceeding agent authority trigger approval requests to John through secure channels
Audit Trail: All transactions are cryptographically logged with full provenance chain
Advanced Features:
Multi-party Approvals: Large purchases automatically involve John's manager or CFO through their own Ayra Card credentials
Real-time Budget Tracking: Agent authority adjusts automatically based on remaining budget allocations
Vendor Risk Assessment: Agent can access CompanyX's vendor risk ratings to make informed purchasing decisions
Compliance Automation: Transactions automatically comply with corporate policies and regulatory requirements
Emergency Override: John can instantly revoke or modify agent permissions through his Ayra Card
Business Benefits:
24/7 Operations: Purchasing can occur outside business hours without delays
Reduced Transaction Costs: Eliminates manual approval workflows for routine purchases
Enhanced Compliance: Automatic adherence to spending policies and audit requirements
Scalable Authorization: Easy to replicate model across different departments and procurement officers
Fraud Prevention: Cryptographic verification prevents unauthorized purchasing attempts
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