Agentic AI: Automated B2B Transaction

Agentic AI

Scenario: Autonomous B2B Transaction Authorization

Context: John is the Procurement Director at CompanyX and has deployed an AI purchasing agent to streamline supplier relationships and automate routine procurement decisions. SupplyHouse is a major industrial supplier that needs to verify John's authority and interact with his AI agent for efficient business operations.

The Challenge: SupplyHouse needs to verify that John:

  • Is an authorized officer of CompanyX with procurement authority

  • Has deployed a legitimate AI buying agent with defined rights and spending limits

  • Can authorize transactions up to certain thresholds without additional approvals

  • Maintains proper audit trails for compliance and accounting

Ayra Card Solution: John's business Ayra Card contains multiple credential layers:

Authorization Credentials:

  • Corporate Officer Status: Cryptographically signed credential from CompanyX's board proving John's procurement authority

  • Spending Authority Matrix: Detailed breakdown of John's authorization levels by category (office supplies: $10K/month, equipment: $50K/transaction, etc.)

  • AI Agent Certificate: Verifiable credential proving John's AI agent is authorized to act on his behalf within specified parameters

AI Agent Integration:

  • Agent Identity: John's AI agent has its own DID that is cryptographically linked to John's corporate identity

  • Delegated Authority: The agent can prove it has been granted specific purchasing powers by John without exposing John's full authorization scope

  • Dynamic Limits: The agent's spending authority can be adjusted in real-time by John or automatically based on budget cycles

Operational Workflow:

  1. Initial Setup: John's AI agent introduces itself to SupplyHouse's system using credentials from John's Ayra Card

  2. Authority Verification: SupplyHouse's system verifies the chain of authorization from CompanyX → John → AI Agent

  3. Automated Ordering: John's agent can place orders within pre-approved parameters without human intervention

  4. Exception Handling: Orders exceeding agent authority trigger approval requests to John through secure channels

  5. Audit Trail: All transactions are cryptographically logged with full provenance chain

Advanced Features:

  • Multi-party Approvals: Large purchases automatically involve John's manager or CFO through their own Ayra Card credentials

  • Real-time Budget Tracking: Agent authority adjusts automatically based on remaining budget allocations

  • Vendor Risk Assessment: Agent can access CompanyX's vendor risk ratings to make informed purchasing decisions

  • Compliance Automation: Transactions automatically comply with corporate policies and regulatory requirements

  • Emergency Override: John can instantly revoke or modify agent permissions through his Ayra Card

Business Benefits:

  • 24/7 Operations: Purchasing can occur outside business hours without delays

  • Reduced Transaction Costs: Eliminates manual approval workflows for routine purchases

  • Enhanced Compliance: Automatic adherence to spending policies and audit requirements

  • Scalable Authorization: Easy to replicate model across different departments and procurement officers

  • Fraud Prevention: Cryptographic verification prevents unauthorized purchasing attempts

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